Loan Products
Credit that grows your life
Seven loan products designed for farming, business, education and emergencies — all at member-friendly rates.
10% upfront
Emergency Loan
Fast access loan for medical, funeral or other emergencies. Interest is deducted upfront before disbursement.
- Min Savings
- KSh 5,000
- Max Loan
- KSh 10,000
- Repayment
- 1 month
- Interest
- 10% upfront
2.5% / month
School Fees Loan
For paying fees to schools, colleges and universities. Attach fee structure from the institution.
- Min Savings
- KSh 12,000
- Max Loan
- KSh 20,000
- Repayment
- 3 months
- Interest
- 2.5% / month
2.5% / month
Business / Development Loan
For provident and productive purposes — land, livestock, building, equipment, expansion.
- Min Savings
- KSh 25,000
- Max Loan
- KSh 50,000
- Repayment
- 6 months
- Interest
- 2.5% / month
2.5% / month
Maziwa Loan
For members engaged in dairy farming.
- Min Savings
- KSh 15,000
- Max Loan
- KSh 30,000
- Repayment
- 6 months
- Interest
- 2.5% / month
2.5% / month
Kuku Loan
For members engaged in poultry farming.
- Min Savings
- KSh 25,000
- Max Loan
- KSh 20,000
- Repayment
- 6 months
- Interest
- 2.5% / month
2.5% / month
Viazi Loan
For members engaged in potato farming.
- Min Savings
- KSh 15,000
- Max Loan
- KSh 30,000
- Repayment
- 6 months
- Interest
- 2.5% / month
2.5% / month
Avocado Loan
For members engaged in avocado farming.
- Min Savings
- KSh 25,000
- Max Loan
- KSh 20,000
- Repayment
- 6 months
- Interest
- 2.5% / month
Compare
All loans at a glance
| Loan | Min Savings | Max Loan | Repayment | Interest |
|---|---|---|---|---|
| Emergency Loan | KSh 5,000 | KSh 10,000 | 1 month | 10% upfront |
| School Fees Loan | KSh 12,000 | KSh 20,000 | 3 months | 2.5% / month |
| Business / Development Loan | KSh 25,000 | KSh 50,000 | 6 months | 2.5% / month |
| Maziwa Loan | KSh 15,000 | KSh 30,000 | 6 months | 2.5% / month |
| Kuku Loan | KSh 25,000 | KSh 20,000 | 6 months | 2.5% / month |
| Viazi Loan | KSh 15,000 | KSh 30,000 | 6 months | 2.5% / month |
| Avocado Loan | KSh 25,000 | KSh 20,000 | 6 months | 2.5% / month |
Application Fee
KSh 200 non-refundable
Qualification