Loan Products

Credit that grows your life

Seven loan products designed for farming, business, education and emergencies — all at member-friendly rates.

10% upfront

Emergency Loan

Fast access loan for medical, funeral or other emergencies. Interest is deducted upfront before disbursement.

Min Savings
KSh 5,000
Max Loan
KSh 10,000
Repayment
1 month
Interest
10% upfront
2.5% / month

School Fees Loan

For paying fees to schools, colleges and universities. Attach fee structure from the institution.

Min Savings
KSh 12,000
Max Loan
KSh 20,000
Repayment
3 months
Interest
2.5% / month
2.5% / month

Business / Development Loan

For provident and productive purposes — land, livestock, building, equipment, expansion.

Min Savings
KSh 25,000
Max Loan
KSh 50,000
Repayment
6 months
Interest
2.5% / month
2.5% / month

Maziwa Loan

For members engaged in dairy farming.

Min Savings
KSh 15,000
Max Loan
KSh 30,000
Repayment
6 months
Interest
2.5% / month
2.5% / month

Kuku Loan

For members engaged in poultry farming.

Min Savings
KSh 25,000
Max Loan
KSh 20,000
Repayment
6 months
Interest
2.5% / month
2.5% / month

Viazi Loan

For members engaged in potato farming.

Min Savings
KSh 15,000
Max Loan
KSh 30,000
Repayment
6 months
Interest
2.5% / month
2.5% / month

Avocado Loan

For members engaged in avocado farming.

Min Savings
KSh 25,000
Max Loan
KSh 20,000
Repayment
6 months
Interest
2.5% / month

Compare

All loans at a glance

LoanMin SavingsMax LoanRepaymentInterest
Emergency LoanKSh 5,000KSh 10,0001 month10% upfront
School Fees LoanKSh 12,000KSh 20,0003 months2.5% / month
Business / Development LoanKSh 25,000KSh 50,0006 months2.5% / month
Maziwa LoanKSh 15,000KSh 30,0006 months2.5% / month
Kuku LoanKSh 25,000KSh 20,0006 months2.5% / month
Viazi LoanKSh 15,000KSh 30,0006 months2.5% / month
Avocado LoanKSh 25,000KSh 20,0006 months2.5% / month

Application Fee

KSh 200 non-refundable

Download form

Qualification

How to qualify