Membership in four simple steps
Joining Keyian SACCO Limited is straightforward. Register once, save consistently, and unlock affordable credit for life.
Register
Fill in the membership form and pay a KSh 500 one-time registration fee.
Purchase Share Capital
Contribute a minimum KSh 3,000 share capital — your ownership stake.
Start Saving
Save at least KSh 500 every month via M-PESA Paybill 400200.
Access Loans
After 3 months of saving, qualify for loans up to 3× your savings.
One-time Cost
KSh 3,500 to become a member
Then just KSh 500 minimum monthly savings.
Registration
KSh 500
One-time joining fee
Share Capital
KSh 3,000
Minimum ownership stake
Monthly Saving
KSh 500+
Recurring contribution

Member Benefits
More than a savings account
Ownership
Every member is an owner. Vote and shape the SACCO's future.
Dividends
Earn dividends on share capital as the SACCO grows.
Affordable Credit
Loans from 2.5% per month — far below market rates.
Guarantor Network
Fellow members guarantee each other, unlocking bigger loans.
Register
Start your membership
Fill this form and our bookkeeper will contact you within 48 hours.